A question about Obama's $75 billion lifeline to homeowners?

I do not agree with this. People who messed up at closing due not deserve a bailout. This is so retarded. I think they need to learn from their mistakes. I bust my As* to get what i have and i pay attention to what i sign and buy. This idiots who got approved for 400,000.00 should know better to take it if they only make 30,000 a year. Its not the banks fault they allow money to be lent out. Its the same thing for credit cards. Its the buyers responsibility to know their own limit and what is good for them. MY TAX MONEY should not be helping these idiots out. If i could kick every single one of these morons in there mouth i would. And i hate when homeowners say "well there is a lot of doents at closing". That makes them sound even more retarded. They need to read the fine print. Shoot get your lawyer to review it with you. I hate Obama for helping these clowns out. He needs to stop trying to be robin hood. If you are a homeowner that is having problems making your mortgage because you signed more for what you could afford (and no im not talking about people who lost their job and cant afford the mortgage, this does not apply to you) but you other idiots i hate you. You need to repay me back for the irresponsible moves you made in life.